Let’s Talk About It—Because Sometimes People Can Be Cruel

If someone at school finds out your family is in foreclosure, it can feel embarrassing or even humiliating. Some kids might tease you. Others might act like you’re different. Even if no one says anything, you might feel like people are judging you.

You didn’t do anything wrong.

Foreclosure is something your family is going through—it’s not who you are. And you’re not the only one: over 10,000 families go through foreclosure in New York every year. That means thousands of other teens are feeling exactly what you’re feeling right now.

What to Do if Someone’s Bullying You About It

Here are some strategies you can use right away:

• Brush It Off

A simple “Yeah, it’s tough, but we’re figuring it out” shuts most people down. Bullies feed off reactions—don’t give them one.

• Respond With Confidence

If someone says something like, “Are you getting kicked out of your house?”

Try, “We’re dealing with stuff, but it’s not your business. We’re strong.”

Or, “Money doesn’t define my family.”

• Talk to Someone You Trust

A friend, teacher, or school counselor can help you navigate this. You don’t have to handle bullying alone—and adults can step in when needed.

• Don’t Let It Define You

Being in foreclosure doesn’t make you “poor” or “less than.” It makes you resilient. Plenty of successful, brilliant, strong people grew up in situations like this.

• Focus on What Makes You Feel Strong

Whether it’s sports, art, writing, music, or school—lean into what reminds you of your worth. Not theirs.

If It Gets Bad—Tell Someone

If the teasing becomes nonstop, mean, or starts affecting your mental health, please speak up. Tell a trusted adult. You don’t have to stay silent. You deserve respect.